Tabby vs Splid

Last reviewed August 20, 2026

Splid nails one thing: zero-friction trips. Open it, create a group, share a code, and everyone’s splitting within two minutes, no accounts, fully offline, with strong multi-currency support. For a single weekend away, it’s genuinely hard to beat.

The limits show up when the trip ends. Free users on iOS get one group, so the second trip costs money. There’s no receipt scanning, no recurring expenses, and because there are no accounts, your history is only as durable as the phone it lives on. Splid is built for one-offs; Tabby is built for the groups that keep going.

The verdict

For a one-time trip with people you’ll never split with again, Splid’s no-account setup is the fastest option, and its one-time pricing is refreshing. For everything after that first trip (roommates, ongoing groups, rent, a running history you can search and chart), Tabby is the better everyday tracker, with unlimited free groups and AI to do the tedious parts.

Prices from Splid’s US App Store listing, checked August 2026. The free-group limit applies to iOS; reports on the Android free tier vary.

Feature comparison

Feature Tabby Splid
Free groups Unlimited One on iOS; more groups are a one-time purchase
Account required Yes, which keeps groups synced across your devices No. Share a group code, no sign-up.
Receipt scanning Yes (Pro). AI reads the line items. None
Recurring expenses Yes No
Built for ongoing tracking Yes. Persistent groups, synced history, search. Built around one-off trips
Multi-currency Track expenses in any currency 150+ currencies with automatic conversion
Offline mode Yes. Add and edit offline, syncs later. Yes. Groups can even stay fully local.
Ads None None
Pricing Unlimited groups free. Tabby Pro ($9.99/mo or $79.99/yr) only adds the AI features. Free for one group on iOS. One-time purchases unlock more: $2.99 for two groups, $3.99 for Splid Plus (unlimited groups plus Excel export). No subscription.

Why switch to Tabby

  • Unlimited groups free. On iOS, Splid gives free users a single group and charges to unlock more.
  • Receipt scanning that reads the items. Splid has none at all.
  • Recurring expenses for rent and subscriptions, which Splid doesn't support.
  • Your history lives in an account and syncs across devices, instead of depending on one phone.
  • An AI assistant that adds expenses from a sentence and answers who owes what.

Where Splid is strong

  • No account needed. You can be splitting a trip within two minutes of installing it.
  • One-time purchases instead of a subscription, and no ads.
  • 150+ currencies with automatic conversion, which suits international trips.
  • A 4.9 App Store rating from a loyal user base.

Frequently asked questions

Is Splid free?

Partly. The app is free to download and free for one group on iOS. Adding more groups is a one-time purchase: $2.99 for two groups or $3.99 for Splid Plus, which includes unlimited groups and Excel export. There's no subscription and no ads.

Does Splid require an account?

No, and that's its best feature. You share a group with a code, and people who never install the app can still be added by name. The trade-off is that your data isn't tied to an account, so long-term history and cross-device access are weaker. Tabby uses an account so groups and history follow you.

Does Splid scan receipts?

No. Splid has no receipt scanning or itemized line-item splitting. Tabby's scanner (part of Pro) reads the items, tax, and tip, and drafts the split.

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