Tabby vs Tricount

Last reviewed August 20, 2026

Tricount used to be the simple answer to “just give me a free splitter.” Then bunq bought it and rebuilt it from scratch. The good news: the rebuilt app is completely free with no ads and no premium tier. The bad news: the rebuild removed the web app, in-app CSV/PDF export, stats, and personal mode, made registration mandatory, and that registration quietly creates a bunq bank account. The app then works hard to sell you bunq’s card.

Tabby is the same price for the core (free) without the bank attached, and it keeps the features Tricount dropped: spending charts, recurring expenses, and a receipt scanner that actually reads the items instead of just storing a photo.

The verdict

If you want a free splitter for a single trip, your group is in Europe, and you don’t mind the bunq account, Tricount still works. But if the phrase “signing up created a bank account I didn’t ask for” bothers you, or you want stats, recurring expenses, and real receipt scanning, Tabby gives you all of that while staying just as free for the everyday features.

Tricount changed substantially after the bunq acquisition and keeps changing. Checked August 2026 against bunq’s help center and the current store listings.

Feature comparison

Feature Tabby Tricount
Price Free Free
Ads None None
Tied to a bank No. Signing up creates a Tabby account and nothing else. Yes. Registration auto-creates a bunq bank account, and the app promotes bunq's card.
Receipt scanning Yes (Pro). AI reads the line items. Photo attachments only, no reading.
Spending stats Free charts by category, member, and month. Removed in the bunq rebuild (listed as planned to return).
Recurring expenses Yes No
Splitwise import Yes, via CSV export Yes
Web app Not yet (mobile first) Removed in the bunq rebuild
Offline mode Yes. Add and edit offline, syncs later. Yes, though the rebuilt app has drawn sync complaints in reviews.
Pricing Free to track, split, and settle. Tabby Pro ($9.99/mo or $79.99/yr) only adds the AI features. Completely free, no ads, no premium tier. bunq monetizes it through its banking products instead.

Why switch to Tabby

  • No bank attached. Tricount signup automatically creates a bunq bank account, and the app steers you toward bunq's card and products.
  • Receipt scanning that reads the items. Tricount can only attach a photo.
  • Spending charts and recurring expenses, both of which Tricount lacks (its stats were cut in the rebuild).
  • The bunq rebuild removed things long-time users relied on: the web app, CSV/PDF export (now only available by emailing support), stats, and personal mode.

Where Tricount is strong

  • Genuinely free with no ads and no paid tier at all.
  • Automatic currency conversion into one group currency.
  • Huge user base, especially in Europe, and very quick setup for a one-off trip.
  • An optional free bunq card that logs card payments into a tricount automatically.

Frequently asked questions

Is Tricount really free?

Yes. Since bunq rebuilt the app there is no premium tier and no ads. The trade-off is that several formerly paid features were removed rather than made free (web app, in-app export, stats), and the app is a funnel toward bunq's banking products.

Do I need a bank account to use Tricount?

You don't need to open one deliberately, but registering for the rebuilt Tricount automatically creates a bunq account behind the scenes. Tabby registration creates a Tabby account and nothing else.

Can Tricount export my data?

Not from the app anymore. CSV/PDF export was removed in the rebuild; you have to email bunq support to request an export. (Tabby doesn't have self-serve export yet either, for fairness.)

Compare with other apps

Tabby vs Splitwise → Tabby vs Settle Up → Tabby vs Splid →