How Tabby stacks up

The category default — mature and reliable, but its free tier now has a daily expense limit and ads.

A more generous free tier than Splitwise — but the free version interrupts you with full-screen ads.

Genuinely free and ad-free — but the bunq-era rebuild dropped its web app and exports, and nudges you toward bunq banking.

Brilliant for no-account, offline group trips — but it's built for one-offs, not ongoing tracking, and has no receipt scanning.